🏛️

Government Grant Scams

"You've been approved for a free government grant" — but first you need to pay a processing fee. This is one of the most common scams targeting older adults.

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👵

Grandparent Scams

A caller pretends to be a grandchild in distress — "I'm in jail, I need bail money, please don't tell Mom." Losses average $9,000 per victim.

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💔

Romance Scams

Criminals build fake online relationships over weeks or months, then ask for money for emergencies, travel, or medical bills. Median loss: $2,000+.

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🖥️

Tech Support Scams

"Your computer has been compromised" — pop-ups and phone calls trick victims into paying for fake virus removal or granting remote access.

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📱

SIM Swapping

Criminals convince your phone carrier to transfer your number to their device — then intercept your texts, calls, and two-factor codes.

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🎣

Phishing & Smishing

Fake emails and text messages designed to look like banks, delivery services, or government agencies. One click can compromise everything.

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📈

Investment & Crypto Scams

"Guaranteed 300% returns" — fraudulent investment platforms and cryptocurrency schemes stole $4.6 billion in 2023 alone.

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🏥

Medicare Scams

Callers claim to be from Medicare offering free equipment or new cards — but they're after your Medicare number and personal information.

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🤝

Charity Scams

Fake charities exploit natural disasters, veterans, and diseases to steal donations. They use names that sound like real organizations.

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🎁

Gift Card Scams

"Buy gift cards and read me the numbers" — the payment method of choice for almost every phone and email scam targeting older adults.

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🎰

Prize & Lottery Scams

"Congratulations, you've won!" — but you need to pay taxes or fees upfront. Real lotteries never ask for money to collect winnings.

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📋

IRS & SSA Impersonation

"You owe back taxes and a warrant has been issued" or "Your Social Security number has been suspended." Both are scams — always.

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🚨

Virtual Kidnapping

A caller claims your loved one has been kidnapped and demands immediate ransom. The "victim" is actually safe — the entire thing is staged.

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📲

QR Code Scams

Fake QR codes placed on parking meters, restaurant menus, and flyers. They redirect to phishing sites that steal your payment info.

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🤖

AI Voice Cloning Scams

Criminals use AI to clone a family member's voice from social media clips, then call pretending to be that person in an emergency.

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